Terms and Conditions

Welcome to Our Service Terms

These Terms and Conditions govern your use of zephyroniqex's website and consultation services. Please read these terms carefully before using our services

By accessing our website or using our services, you agree to be bound by these terms and conditions

Important Definitions

The following terms have specific meanings throughout this agreement

  • Services: Financial planning consultation services, analysis, and related support provided by zephyroniqex
  • Client: Any individual or entity that uses our consultation services or website
  • Website: The zephyroniqex.com website and all associated digital platforms
  • Agreement: These Terms and Conditions along with our Privacy Policy and other applicable policies

Acceptable Use of Our Services

You may use our services and website in accordance with these terms and applicable laws

Permitted Uses

  • Accessing information about our consultation services
  • Requesting and participating in consultation sessions
  • Communicating with our team about financial planning matters

Prohibited Activities

The following activities are strictly prohibited when using our services

  • Using our services for any illegal or unauthorized purpose
  • Attempting to gain unauthorized access to our systems or client information
  • Distributing malware, viruses, or other harmful code
  • Harassing or threatening our staff or other clients
  • Violating any applicable laws or regulations

Your Responsibilities

As a user of our services, you have certain responsibilities and obligations

  • Providing accurate and complete information during consultations
  • Maintaining the confidentiality of your account information
  • Notifying us promptly of any changes to your contact information
  • Using our services in compliance with all applicable laws

Intellectual Property Rights

All content, materials, and intellectual property on our website remain the property of zephyroniqex and are protected by copyright and other laws

You may not copy, distribute, or create derivative works from our proprietary content without written permission

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy, which forms part of this agreement

Service Disclaimers

Our services are provided with certain limitations and disclaimers that you should understand

Our consultation services are provided on an "as-is" basis without warranties of specific outcomes or results

We disclaim all warranties, express or implied, regarding the completeness, accuracy, or reliability of our advice

Limitation of Liability

Our liability for any claims related to our services is limited to the fees you have paid for those services

We are not liable for indirect, consequential, or punitive damages arising from your use of our services

Indemnification

You agree to indemnify and hold zephyroniqex harmless from any claims arising from your use of our services or violation of these terms

Dispute Resolution

We prefer to resolve disputes amicably, but formal procedures are available if needed

Binding Arbitration

Disputes that cannot be resolved informally will be subject to binding arbitration in Ontario, Canada

Arbitration will be conducted according to the rules of the ADR Institute of Canada

Alternative Dispute Resolution

We are committed to resolving disputes fairly and may participate in alternative dispute resolution processes

Information about dispute resolution options is available upon request

Service Termination

Either party may terminate the service relationship with appropriate notice as specified in your service agreement

Upon termination, your access to our services will cease, but these terms will continue to apply to past use

Applicable Law

These terms are governed by the laws of Canada and the province of Ontario, without regard to conflict of law principles

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect

Complete Agreement

These terms, along with our Privacy Policy and service agreements, constitute the complete agreement between us

Terms Modifications

We may modify these terms periodically with notice posted on our website

Continued use of our services after changes constitutes acceptance of the modified terms

Questions About These Terms

For questions about these Terms and Conditions, contact us at contact@zephyroniqex.com

Email Address: contact@zephyroniqex.com

Phone Number: +1-146-599-829

Business Address: 123 Financial District, Toronto, Ontario

Last Updated: August 16, 2025

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