Terms and Conditions
Welcome to Our Service Terms
These Terms and Conditions govern your use of zephyroniqex's website and consultation services. Please read these terms carefully before using our services
By accessing our website or using our services, you agree to be bound by these terms and conditions
Important Definitions
The following terms have specific meanings throughout this agreement
- Services: Financial planning consultation services, analysis, and related support provided by zephyroniqex
- Client: Any individual or entity that uses our consultation services or website
- Website: The zephyroniqex.com website and all associated digital platforms
- Agreement: These Terms and Conditions along with our Privacy Policy and other applicable policies
Acceptable Use of Our Services
You may use our services and website in accordance with these terms and applicable laws
Permitted Uses
- Accessing information about our consultation services
- Requesting and participating in consultation sessions
- Communicating with our team about financial planning matters
Prohibited Activities
The following activities are strictly prohibited when using our services
- Using our services for any illegal or unauthorized purpose
- Attempting to gain unauthorized access to our systems or client information
- Distributing malware, viruses, or other harmful code
- Harassing or threatening our staff or other clients
- Violating any applicable laws or regulations
Your Responsibilities
As a user of our services, you have certain responsibilities and obligations
- Providing accurate and complete information during consultations
- Maintaining the confidentiality of your account information
- Notifying us promptly of any changes to your contact information
- Using our services in compliance with all applicable laws
Intellectual Property Rights
All content, materials, and intellectual property on our website remain the property of zephyroniqex and are protected by copyright and other laws
You may not copy, distribute, or create derivative works from our proprietary content without written permission
Privacy and Data Protection
Our collection and use of personal information is governed by our Privacy Policy, which forms part of this agreement
Service Disclaimers
Our services are provided with certain limitations and disclaimers that you should understand
Our consultation services are provided on an "as-is" basis without warranties of specific outcomes or results
We disclaim all warranties, express or implied, regarding the completeness, accuracy, or reliability of our advice
Limitation of Liability
Our liability for any claims related to our services is limited to the fees you have paid for those services
We are not liable for indirect, consequential, or punitive damages arising from your use of our services
Indemnification
You agree to indemnify and hold zephyroniqex harmless from any claims arising from your use of our services or violation of these terms
Dispute Resolution
We prefer to resolve disputes amicably, but formal procedures are available if needed
Binding Arbitration
Disputes that cannot be resolved informally will be subject to binding arbitration in Ontario, Canada
Arbitration will be conducted according to the rules of the ADR Institute of Canada
Alternative Dispute Resolution
We are committed to resolving disputes fairly and may participate in alternative dispute resolution processes
Information about dispute resolution options is available upon request
Service Termination
Either party may terminate the service relationship with appropriate notice as specified in your service agreement
Upon termination, your access to our services will cease, but these terms will continue to apply to past use
Applicable Law
These terms are governed by the laws of Canada and the province of Ontario, without regard to conflict of law principles
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect
Complete Agreement
These terms, along with our Privacy Policy and service agreements, constitute the complete agreement between us
Terms Modifications
We may modify these terms periodically with notice posted on our website
Continued use of our services after changes constitutes acceptance of the modified terms
Questions About These Terms
For questions about these Terms and Conditions, contact us at contact@zephyroniqex.com
Email Address: contact@zephyroniqex.com
Phone Number: +1-146-599-829
Business Address: 123 Financial District, Toronto, Ontario
Last Updated: August 16, 2025
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